Dhanalakshmi Bank was incorporated on 14 November 1927 by a group of enterprising entrepreneurs at Thrissur, the cultural capital of Kerala with a Capital of Rs.11,000 and 7 employees. It became a Scheduled Commercial Bank in the year 1977. It has today attained national stature with 181 branches and 26 Extension Counters spread over the States of Kerala, Tamil Nadu, Karnataka, Andhra Pradesh, Maharashtra, Gujarat, Delhi and West Bengal. The Bank serviced a business of over Rs. 6485 crores as on 30.09.2008 comprising deposits of Rs.3936 crores and advances of Rs.2549 crores. The Bank made a net profit of Rs.18.3 crores for the 1st half year ended 30 September 2008.Its Capital Adequacy ratio as on 30.09.2008 was 15.56%. The Bank is tech savvy and has deployed technology widely as an instrument for enhancing the quality of customer service. It has introduced Centralised Banking Solution
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